Live Near Your Work Incentive

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			LIVE NEAR YOUR WORK (LNYW) LNYW is a program of the Maryland Department of Housing and Community Development (DHCD) that provides a MINIMUM of $3,000 cash grant to home buyers for down payment and/or settlement expenses. Participating partners: $1,000 from employer, $1,000 from local government and $1,000 from the State of Maryland. Employers and local government may contribute more than $1,000 per grant. The employee must: * Contribute at least $1,000 towards their home purchase * Purchase a home in the employer's LNYW designated neighborhood * Maintain the purchased home as the employee's primary residence. * Employers may set additional eligibility requirements * Prospective homebuyers are encouraged to participate in homeownership counseling to further their knowledge of the home buying process. * Eligible employees apply for LNYW cash grants through their employer by contacting their Human Resources or Benefits Coordinator. These are the current employer participants (and the list is growing!). Click on the name of the employer for information on approved neighborhoods:
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A Better Laser Service Annie E. Casey Foundation Advertising.com Ayers/Saint/Gross, Inc Allfirst Bank Baltimore Sun Blind Industries and Services of MD Canton Group, LLC Catholic Relief Services Chesapeake Door Services Cho, Benn, Holback, and Assoc. Civic Works CMD Outsourcing Solutions, Inc				College of Notre Dame DAP Products D-S Pipe & Supply Co, Inc Eisner Communications e.magination Networks First Union National Bank G.1440 Gray Kirk/VanSant Advertising, Inc Greater Baltimore Technology Council Grieves, Worrall, Wright, & O'Hatnick Kann and Associates LCM Associates Middleton & Meads Co, Inc.	Neighborhood Design Center NetNeighborhoods.com Otis Warren Management, Inc Pastore's Inc Reese Press Struever Bros, Eccles & Rouse Space Technologies, Inc Spur Design Sylvan Learning Center United Way of Cen. MD, Inc University of MD, Balt. Washington Village/Pigtown Ctr. Weber Shandwick Worldwide
	Contact the Baltimore City Homeownership Institute for more info: (410) 396-3124.
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